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Interest Rates are
posted to assist you in making financial decisions. They are subject
to change without notice. Please contact the Bank for verification of
current rates.
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CERTIFICATE
ACCOUNTS
|
|
Type
of Account
|
Minimum
to Open
|
Interest
Rate
|
Annual
Percentage Yield
|
| |
|
|
|
|
1 Month
|
$2,500
|
3.50%
|
3.55%
|
|
3 Month
|
$2,500
|
4.50%
|
4.58%
|
|
6 Month
|
$2,500
|
5.10%
|
5.20%
|
|
1 Year
|
$1,000
|
5.25%
|
5.35%
|
|
2 Year
|
$1,000
|
5.00%
|
5.09%
|
|
3 Year
|
$1,000
|
5.00%
|
5.09%
|
|
4 Year
|
$1,000
|
5.00%
|
5.09%
|
|
5 Year
|
$1,000
|
5.00%
|
5.09%
|
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RETIREMENT
ACCOUNTS
|
|
Type
of Account
|
Minimum
to Open
|
Interest
Rate
|
Annual
Percentage Yield
|
| |
|
|
|
|
Fixed Rate (18 Mo.)
|
$500
|
5.25%
|
5.35%
|
|
Variable Rate (18 Mo.)
|
$500
|
5.25%
|
5.35%
|
|
2 Year IRA
|
$500
|
5.00%
|
5.09%
|
|
3 Year IRA
|
$500
|
5.00%
|
5.09%
|
|
5 Year IRA
|
$500
|
5.00%
|
5.09%
|
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|
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|
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PERSONAL
MONEY MARKET CHECKING
|
|
Rate Tiers
|
Interest
Rate
|
Annual
Percentage Yield
|
| |
|
|
|
$100,000.01 or more
|
4.25%
|
4.33%
|
|
$25,000.01 to $100,000.00
|
3.75%
|
3.82%
|
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$10,000.01 to $25,000.00
|
3.00%
|
3.04%
|
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$0.00 to $10,000.00
|
2.75%
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2.78%
|
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BUSINESS
MONEY MARKET CHECKING
|
|
Rate Tiers
|
Interest
Rate
|
Annual
Percentage Yield
|
| |
|
|
|
$100,000.01 or more
|
4.25%
|
4.33%
|
|
$50,000.01 to $100,000.00
|
3.75%
|
3.82%
|
|
$25,000.01 to $50,000.00
|
3.00%
|
3.04%
|
|
$0.00 to $25,000.00
|
2.75%
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2.78%
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CNB ADVANTAGE CHECKING |
Rate Tiers |
Interest
Rate |
Annual
Percentage Yield |
| |
|
|
$0 - $1000 |
1.00% |
1.00% |
$1000.01 - $5000 |
1.75% |
1.76% |
$5000.01 and Over |
2.50% |
2.53% |
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|
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CNB SELECT SET CHECKING |
Rate Tiers |
Interest
Rate |
Annual
Percentage Yield |
| |
|
|
$0 - $1000 |
1.00% |
1.00% |
$1000.01 - $5000 |
1.75% |
1.76% |
$5000.01 and Over |
2.50% |
2.53% |
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SAVINGS
ACCOUNTS
|
|
Type
of Account
|
Minimum
to Open
|
Interest
Rate
|
Annual
Percentage Yield
|
| |
|
|
|
|
Savings
|
$50
|
3.00%
|
3.03%
|
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The rate on a Certificate
of Deposit (CD) will be paid until the first maturity date. The Annual
Percentage Yield (APY) assumes interest will remain on deposit until
maturity. A withdrawal will reduce earnings. If we consent to a request
for a withdrawal that is otherwise not permitted, you may have to pay
a penalty. We use the average daily balance method to calculate interest
on your account for the period. You may not make any deposits into your
account until maturity.
With the exception
of fixed rate CDs, the rate may change on any other account after the
account is opened. Interest on tiered rate products is paid at the one
interest rate shown above for the deposit tier that lists your average
daily balance.
For additional account
disclosure information, please refer to your Deposit Account Disclosure
and your Truth-In-Savings Disclosure.
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© 2007 Citizens National Bank
