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CD's & IRA's

Citizens National Bank offers competitive CD rates. Certificates of Deposit (CD's) and tax-deferred Individual Retirement Accounts (IRA's) are secure investments since they are FDIC insured, and various fixed terms are available to meet your needs. CD terms range from 30 days to 60 months.

Click here for current rates and terms

Contact new accounts today to take out your high-yield CD or IRA!



Savings Accounts

Savings accounts will help you build your nest egg while you take advantage of CNB's competitive interest rates. Open a savings account with just $100 and enjoy interest which is credited quarterly. Minors may open a savings account with no minimum requirement, with no applicable service charges. Save for the holidays with CNB's year-round Christmas Club account. Contact new accounts today to apply for any CNB savings account.


SAVINGS ACCOUNTS
 
Personal Savings
Minor Savings
Christmas Club Account
Minimum balance
to open
$100
No Minimum
No Minimum
Interest
Set weekly, paid on average available balance, compounded quarterly.
See Great Rates for current rate information
Monthly Fees and
Special Features
None, with minimum balance of $100, otherwise $5.00. Withdrawals: $1.00 per withdrawal over 9 per quarter
None
Withdrawals: $1.00 per withdrawal over 9 per quarter
No monthly fee. Monthly deposit made by coupon. No withdrawals permitted. Balance plus interest is mailed to Customer during the first week of November

 

 

 
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